Chapter 7 offers a fresh start by eliminating most unsecured debts like credit cards and medical bills. It's ideal for those with limited income and overwhelming debt.

Chapter 13 allows you to keep your assets while repaying debts through a structured 3-5 year plan. It's great for those with steady income who need time to catch up.

Rebuilding credit after bankruptcy is possible. With the right steps - like paying bills on time and managing new credit wisely - you can improve your score quickly.

This brief meeting gives creditors a chance to ask questions. Bill Greene will prepare you for this as well as be by your side to make it as smooth as possible.